Credit or Debit

When traveling abroad, one of of the first things you'd obviously need is money. Without money, a traveler would not get very far. Whether it be cash, credit or debit, it's important for one to acknowledge travel safety. 

Almost all banks and credit card companies will deny spending if you do not alert them of your travel plans. The first step is calling the help number listed on the back of the card, or on the bank's website. They will direct you to the proper person to aid in keeping track of travel plans. For my bank, I had to call and list every destination I considered traveling to. They asked how many months I would be abroad and said if my card was used in any country besides my listed England, Scotland, Ireland, France, Italy, and Germany, that they would deny it. They also warned if it went missing or stolen to call their toll free international line to cancel the card. 

There is no excuse not to protect your money while abroad. Another tip is to not carry too much change on you. Whether it be euros, dollars, or pounds, the more you have on you, the more you have to potentially loose. Many people get pick-pocketed or their purse stolen. It's easy to deactivate cards, but that cash will never run back. 

To try and avoid pickpocketing it's a good idea to have a purse or clutch that zips, buttons or closes tight and to keep it close to your side, tucked under the arm. All these precautions will keep you, and your spending money safe. 

It would be easy for a trip to get ruined if you lost your money, it was stolen, or your cards do not work. So take these tips, alert your bank, carry small change, and have a reliable purse to keep close. With these money travel safety tips, it will be easy to protect your cash, debit, or credit, and have a great time abroad. 

Banking Abroad!

Currently, $1 in United States currency, when exchanged, would give you 0.73 euros. 

These discrepancies in currency can lead to problems when traveling and it is important to keep track of your bank account.  This can help you catch potential overdrafts or identity thefts, which are common problems that can arise while abroad.  

With the expansion of mobile technology, many major banking branches now have cell-phone applications that allow you to bank on the go!  These are extremely helpful when you are abroad and do not have the convenience of your local bank.  These applications allow you to complete many important banking activities; such as transferring money, tracking purchases and checking your balance. 

Personally, I have fallen victim to the pitfalls of spending abroad.  I love to shop and traveling opens your mind and wallet to many interesting experiences and purchases.  Having your card declined is embarrassing when you are at the mall at home, but it is far worse when you are in Australia and didn't realize that you had over-drafted your account.   These differences in currency amounts through exchange rates can cause you to miscalculate just how much money you have left to spend! 

By downloading these applications to your mobile device, you can save yourself time and hassle and make the most out of your travel! 

https/www.wellsfargocom/mobile/apps